Business Vehicle Loan

Overseas LS 600h F Sport model shown with Mellow White trim

Also known as a chattel mortgage, a business vehicle loan is a commercial vehicle loan designed to provide flexibility for people in business.

A Lexus Financial Services Business Vehicle Loan offers a convenient way for GST registered businesses to finance a vehicle that is used predominantly for business purposes. This business vehicle loan gives you the security of knowing the vehicle is an asset of your business - even while you are paying it off.

IT OFFERS YOUR BUSINESS:

The security of a fixed interest rate over the term of the vehicle loan.
A choice of vehicle loan terms, ranging from 1-7 years.
Your choice of flexible payment options.
Finance for both Lexus and non-Lexus vehicles.
The ability to make additional payments, reducing the total interest payable.
The option to reduce monthly payments by making a balloon final payment, freeing up business cash flow.
Daily interest calculations on the outstanding principal balance, so any additional payments you make reduce the total interest payable.
Extra costs can be included in the amount financed, including on-roads, stamp duty, insurance, warranty and roadside assistance.
Opportunities for income tax deductions through depreciation and interest charges.

This document summarises the main types of fees across all Lexus vehicle Loans:

Business vehicle loan
Business Ownership solutions

We’ve also included some tips on how you can avoid paying certain types of fees over the term of your loan, so you don’t pay more than is necessary.

FREQUENTLY ASKED QUESTIONS

WHAT TYPES OF FINANCE ARE AVAILABLE FROM LEXUS FINANCIAL SERVICES?

Lexus Financial Services offers a range of financing solutions for both personal and business use vehicles. Finance can be conveniently arranged at your local participating Lexus dealership. For further details of the types of finance products available visit the Lexus Financial Services section of the Lexus website, email us, or call 1300 888 840 for more information.

WHAT IS THE CURRENT INTEREST RATE OFFERED BY LEXUS FINANCIAL SERVICES?

Lexus offers fixed interest rates for a fixed term on a range of consumer and commercial products. The rate is determined on a number of factors including market conditions. Your local Lexus Dealer can assist you with a finance quote.

HOW CAN I GET FINANCE WITH LEXUS FINANCIAL SERVICES?

Your Lexus Dealer can assist you with all your finance needs for your next Lexus. Simply click here to contact your local Dealer.

CAN I DEFER A PAYMENT?

Please contact our Customer Solutions Centre on 1300 888 840 to discuss payment arrangements.

Footnotes

Approved applicants only. Terms, conditions, fees and charges apply. A minimum loan term of 12 months applies. The maximum loan term will vary depending on the finance product selected and will be subject to Lexus Financial Services policy and procedure. You may be required to pay a deposit for capacity reasons. Additional interest charges will accrue if you select a balloon final payment option and early termination fees may apply if you elect to make additional repayments during the loan term.

The information provided by Lexus Financial Services, a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536 is of a general nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances.