Aerial view of a white Lexus LX driving across dusty roads, which has many forks in it.

Personal andbusiness finance

Photo: Danny Elessad

Lexus Financial Services offers flexible and convenient personal and business financing solutions — so can you drive away in the Lexus of your choice.

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Smiling woman sits in the passenger seat, turning around to a younger girl in the back of a NX

fixed rate loan

Tailored to your circumstances, a Consumer Fixed Rate Loan or Business Vehicle Loan provides you with the security of a fixed interest rate for the term of your vehicle loan, and flexible payment options.


lexus ownership solutions

Determined by Lexus Financial Services, the Guaranteed Future Value2 is the minimum value of your new Lexus at the end of your vehicle loan contract, subject to fair wear and tear and agreed kilometres being met.

At the end of your loan term, you have the option to replace, retain or return your vehicle.

Lady reaches for keys which are sitting on a tabletop. She is wearing a black long sleeve shirt and a handbag is slung over her left shoulder. She holds a coffee in her right hand.
Two women and a man converse outside. They are all smiling.

novated lease

A Novated Lease uses salary packaging. An employer pays for the vehicle lease and running costs out of an employee’s salary package, through a combination of pre-tax and post-tax salary deductions.

As a business, a Novated Lease provides you with a great incentive to employees, by being able to offer a vehicle of their choice as part of their salary package.



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2.The Guaranteed Future Value (GFV) is the minimum value of your new or approved demonstrator Lexus at the end of your finance contract, as determined by Lexus Financial Services (LFS). If you decide to return your car to Lexus at the end of your term, LFS will pay you the agreed GFV, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. The information provided is general in nature. You should seek your own financial advice to determine whether Lexus Ownership Solutions is appropriate for your individual circumstances. Terms, conditions, fees and charges apply. Lexus Ownership Solutions GFV products are available to approved customers of Lexus Financial Services, a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536.

The information provided by Lexus Financial Services, a division of Toyota Finance Australia Limited ABN 48 002 435 181, Australian Credit Licence 392536 is of a general nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should obtain your own independent legal, taxation and financial advice.


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